Our Team

We've built our firm on lifelong relationships rooted in performance and trust.

Guardian Resources

Here’s our story. We look forward to hearing yours.

Founded in 2006, our business philosophy is to inform our clients about strategies on how to achieve their retirement goals through asset protection. We have a strong team of professionals helping ensure you receive all the assistance you need, not only in developing your retirement income strategy but in maintaining it throughout your retirement.


Renae J. Bakken

With more than two decades of professional business experience, Renae Bakken has developed the skills necessary for estate planning, such as discussing options for long-term goals and implementing the proper legal tools for a secure post-retirement future.

Having been raised in a small farming community in northern Minnesota, Renae has strong core values and a solid work ethic. She also has wonderful interpersonal skills, allowing communication at a very relaxed and comfortable level. Renae is known for her dependability and has a cheerful, outgoing and warm personality with a strong family and church life. One of her core values is to support and uplift others. Her greatest joy is to know that, through her efforts, she has helped to enrich the lives of others.

Renae holds life, accident and health insurance licenses in Minnesota.

John Foldenaur

John Foldenaur has 19 years of experience as an independent insurance broker. He is able to offer our clients an experienced voice in relating to customer service issues, claims problems, and premium and billing concerns. John feels it is his responsibility to be the eyes and ears of the entire insurance industry for our clients. This allows us to offer a huge array of products with 113 “A”-rated insurance carriers, which means our clients enjoy the most effective and cost-efficient insurance portfolios available. John is married with three children and lives in a suburb of Minneapolis.

John holds insurance licenses in Minnesota and Wisconsin.

Clifton Ross

Clifton Ross is an insurance professional who has worked for more than 20 years in business operations, management and the financial industry. He has been part of Guardian Resources since the very beginning.

As president and CEO, Clifton strives to empower his team of agents, advisors and employees to be passionate and committed to giving our clients a high-quality retirement experience. Over the years, he has built a company that has integrated several key disciplines and experts in various fields to provide clients of Guardian Resources with dynamic and comprehensive retirement solutions.

In his personal life, Clifton is committed to empowering the lives of the next generation of youth. He sits on the board of A.C.E.S., a nonprofit organization that helps to enhance the education of urban youth, and previously volunteered with the Juvenile Detention Center in Minneapolis for several years.

Beyond that, you will find him spending time with his wife and three children at their home in Prior Lake, Minnesota, or going out for a relaxing run.

Clifton holds insurance licenses in Minnesota, Wisconsin and Arizona.

Michael E. Warta

Michael Warta grew up on a small farm in Embarrass, Wisconsin along with his twin brother and two older sisters. He was a very successful track athlete and holds several records at Clintonville High School. He went on to become a five-time NCAA All-American while on the track team at UW-Stevens Point, where he received his undergraduate degree. Michael received his master’s degree from Lynchburg College and served as a track and field coach. He volunteered as a Bible school teacher throughout high school and college. Michael also taught at the college level for 12 years.

Michael lives in Appleton, Wisconsin, where he spends his free time with his nieces and nephew. He also enjoys trout fishing, camping and participating in track sports.

Michael holds an insurance license in Wisconsin.

Luke Hannahan

Luke Hannahan was born and raised in Minnesota.  He grew up on the eastern shore of White Bear Lake and attended Mahtomedi High School. Luke went on to study finance at Minnesota State University in Mankato. It was there where he found his passion in helping families with their financial planning while working for a local bank in the area. Over the last 10 years, he has enjoyed success in different financial planning roles including banking, insurance, brokerage and investments. Luke currently lives in Minneapolis and when he is not working, he enjoys being outdoors on a lake or in the north woods.

Luke holds an insurance license in Minnesota.

Craig Oenes

A lifelong Wisconsin resident, Craig Oenes was raised in the Fond Du Lac area and attended the University of Wisconsin, Stevens Point. He has been a part of the financial industry for over 25 years and has helped hundreds of families with their financial planning. He is driven to help people accomplish their goals. Craig now lives in Mukwonago, Wisconsin, and has three very active children. He enjoys traveling, hiking, reading and attending sporting events.

Craig holds an insurance license in Wisconsin.

Strategies for Financial Independence

To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at info@guardianresources.net or call us at 952-746-1555 today!

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Have Questions for Us?

It can be difficult to make financial decisions without access to information. If you have questions or concerns about your current retirement strategy, feel free to contact us using the form below.

  • Get access to our helpful retirement kit which includes three guides that address topics you should consider when planning your retirement.

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    *Guarantees provided by insurance products are backed by the claims-paying ability of the issuing carrier.

    The retirement kit is provided for informational purposes only. It is not intended to provide tax or legal advice. By requesting this report, you may be provided with information regarding the purchase of insurance and investment products in the future.