Retirement Income

We can help you design an income plan incorporating insurance and investment vehicles to create opportunities for long-term growth as well as guarantee income throughout your retirement.
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Retirement Income Strategies

Retirement income strategies are not just for the wealthy. As retirement nears, the traditional strategy has been to move growth-seeking products to more conservative, fixed-income products. According to a recent study, for a married couple age 65, there is now a 67 percent chance that at least one spouse will live to age 90 and a 25 percent chance that at least one will reach age 95.1 This means that you may need to plan for your retirement savings to potentially last 25 to 30 years.

One drawback to a longer life is the greater possibility of outliving your savings — creating all the more reason to develop a retirement income strategy designed to last a longer lifetime. Only 24 percent of baby boomers report being confident their savings will last throughout their retirement years.2

A significant loss in the years just prior to and/or just after you retire could negatively impact the level of income you receive over the course of your life. In fact, if a loss occurs earlier in life, there is also the chance that you may have more time to recover (versus a loss occurring later in retirement). Why? Simply because a smaller pool of assets is left to sustain you throughout your retirement years, and your assets may not have as much time to recover.

We can help you design a guaranteed* retirement income strategy that incorporates insurance and annuity vehicles to create opportunities for long-term growth as well as guaranteed* income throughout your retirement.

1 Insured Retirement Institute. December 2016. "State of the Insured Retirement Industry: 2016 Review and 2017 Outlook." Accessed Jan. 31, 2017.

2 Ibid.

Your investment advisor is not permitted to offer, and no statement contained herein shall constitute, tax or legal advice.

Strategies for Financial Independence

To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at or call us at 952-746-1555 today!

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Have Questions for Us?

It can be difficult to make financial decisions without access to information. If you have questions or concerns about your current retirement strategy, feel free to contact us using the form below.

  • At Guardian Resources, we offer you the following services:

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    Wealth Accumulation

    Asset Protection

    Life Insurance

    Retirement Income Strategies

    Tax Minimization Strategies

    Long-Term Care

    IRA & 401(k) Rollovers

    IRA Legacy Planning

    We can also refer you to professionals who provide the following services:

    » Trusts » Probate » Charitable Giving » Estate Planning » Tax Planning

    Get access to our helpful retirement kit which includes three guides that address topics you should consider when planning your retirement.

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    *Guarantees provided by insurance products are backed by the claims-paying ability of the issuing carrier.

    The retirement kit is provided for informational purposes only. It is not intended to provide tax or legal advice. By requesting this report, you may be provided with information regarding the purchase of insurance and investment products in the future.