Long-Term Care

As the oldest baby boomers begin to wind through their 70s, one of the biggest concerns may not be outliving income, but outliving good health.
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Long-Term Care Strategies

As the oldest baby boomers begin to wind through their 70s, one of the biggest concerns may not be outliving income, but outliving good health.

At-home care services average $20 per hour, and assisted living facility costs average $3,628 per month.1 Does your retirement income strategy account for this kind of possibility? Would you be prepared for twice that amount as a married couple?

Considering that you could have to reduce your financial means before Medicaid will pay for long-term care and neither your employer group health insurance nor major medical insurance will cover long-term care, you may want to consider planning ahead for these potential expenses.

We can help evaluate your situation and determine if purchasing a long-term care insurance policy may be the right move to help you feel confident in your financial future.

1 Genworth Financial. April 2016. “Genworth 2016 Cost of Care Survey..Accessed Aug. 31, 2016.

2 MetLife. November 2012. “Market Survey of Long-Term Care Costs.

Strategies for Financial Independence

To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at info@guardianresources.net or call us at 952-746-1555 today!

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Have Questions for John?

With 19 years of experience as an independent insurance broker, John focuses on helping meet your life insurance and long-term care needs. If you have questions or concerns about your current life insurance or long-term care, feel free to contact John using the form below.

  • At Guardian Resources, we offer you the following services:

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    Wealth Accumulation

    Asset Protection

    Life Insurance

    Retirement Income Strategies

    Tax Minimization Strategies

    Long-Term Care

    IRA & 401(k) Rollovers

    IRA Legacy Planning

    We can also refer you to professionals who provide the following services:

    » Trusts » Probate » Charitable Giving » Estate Planning » Tax Planning

    Get access to our helpful retirement kit which includes three guides that address topics you should consider when planning your retirement.

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